Personal Finance

Personal finance comprises a broad range of topics such as creating a budget, saving for retirement, and using credit wisely. Understanding the basics of money management will allow you to live well today and build a strong financial future.

Credit & Debt

Know the Score
Your credit scores guide lenders as to what your credit risk is. Learn how to keep your credit scores strong.

Reducing Debt
Consumer debt in Canada is at an all-time high. Calculate your debt load and set goals to reduce it.

Protect Yourself Against Identity Theft
Don't become a victim of identity theft. Here are some precautions you can take.

Savings & Spending

Save Now, Save Often
Finding money to save is difficult but possible. Take these few steps to prioritize saving and avoid debt.

Budgeting Tips
Only 40 percent of Canadians use a budget to plan theirspending. But 60 percent of Canadians routinely spend more than they can afford. Budgeting is easier than you think – start today.

Automate Your Finances
Just about every bank allows you to check your account and make transactions online. In fact, you can do away with ever having to go to a bank again.

Life Events

Saving for University
A university education is the ticket to the middle class in the Canada. But it’s an expensive ticket, and the cost rises every year.

Parenting
When your baby is born, your financial picture changes drastically. Now it's more important than ever to create, maintain and stick to a budget.

Retirement
Saving for retirement often gets put off as you deal with life's pressing demands, but every delay cuts significantly into your total savings when the big day comes.

More Life Events

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